Step-up SIP Calculator – Increase SIP Every Year

See how much your SIP grows when you increase the monthly amount by a fixed percentage every year.

How to Use the Step-up SIP Calculator

Enter your starting monthly SIP, yearly increase percentage, expected return and years, then click Calculate.

What is a step-up SIP?

It is a SIP where the monthly amount rises every year, for example by 10% as your income grows.

Why is step-up better than a flat SIP?

Increasing contributions with your salary builds a much larger corpus over the same period.

Are the returns guaranteed?

No. Market returns change; the calculator assumes one fixed rate for an estimate.

How is it calculated?

Each month the amount is added and the balance grows at one-twelfth of the yearly rate; the SIP rises once every 12 months.

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Last updated: 06 Nov 2026 • 100% free • Mobile friendly

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