Calculate fixed deposit maturity amount and interest with quarterly, monthly, half-yearly or yearly compounding.
Enter the deposit amount, interest rate and tenure in years and months, choose how interest is compounded, and click Calculate FD Maturity.
Maturity = P × (1 + r/n)^(n×t), where P is the deposit, r the yearly rate, n the number of compounding periods per year and t the time in years.
Most Indian banks compound FD interest quarterly, which is why quarterly is selected by default. Check your bank for its exact rule.
Yes, FD interest is added to your income and taxed as per your slab. Banks may also deduct TDS above a limit set by the government.
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