SWP Calculator – Systematic Withdrawal Plan

Check how long your investment lasts and what is left when you withdraw a fixed amount every month.

How to Use the SWP Calculator

Enter your total investment, monthly withdrawal, expected yearly return and the period. You can also add a yearly increase in the withdrawal.

What is an SWP?

A Systematic Withdrawal Plan lets you take a fixed amount from your investment every month while the remaining money stays invested.

Will my money run out?

The calculator warns you if the balance becomes zero before the period ends, so you can reduce the withdrawal or invest more.

Does it include tax?

No. Tax on gains and exit load are not included, so keep some margin.

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Last updated: 06 Nov 2026 • 100% free • Mobile friendly

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